⚠️ Disclaimer

Last updated: October 29, 2026

📋 Estimate, not advice

The calculators and texts on Hypozo give an estimate based on the 2026 rules and the numbers you enter. They are not financial, tax or legal advice. Your lender, landlord, the Benefits Agency or the Tax Administration may arrive at a different amount.

🔒 Using the calculators

⚠️ For big decisions, always talk to a certified mortgage or financial advisor.

When you use Hypozo, please keep in mind:

  • Costs such as notary, valuation and advice are estimates you can change yourself
  • Prepayment penalties differ per lender; ask for a quote for the final amount
  • The housing benefit result is an estimate; the Benefits Agency decides
  • Nobody can predict future house prices, rent increases or interest rates

🚫 Liability

Hypozo and its makers are not liable for any loss arising from:

  • using, or being unable to use, the calculators
  • decisions you make based on a calculation
  • mistakes or outdated amounts in calculations or texts
  • information on websites we link to

🔗 Links to other sites

We link to official sources such as the Dutch government, the Tax Administration and Volkshuisvesting Nederland. We are not responsible for the content of those sites.

📝 Changes

We may change this disclaimer. The version on this page applies from the moment it is published.

📞 Contact

Spotted a mistake or have a question? Please contact us.